Saturday, November 13, 2010

Alive and Breathing

Where has the time gone?

Like seriously, where does the time go?

We have been in the WV for 4 months now. 4 months?! Where did those months go to?

Things that we really enjoy about WV
1. The weather! Beautiful weather. Today it was 70 degrees. I know that it is an Indian Summer, but I am use to Indian Summer being in Oct, not Nov. The sun shines a lot here, a lot more then in Pittsburgh. We definitely used the pool a great deal over the summer.

2. The ease of buying wine. No more state stores! We can buy wine at the grocery store and the prices are cheaper.

3. Our house. It is such a fabulous new house! The house is well insulated so we can stay warm or cool and our electric bill is lower then it was in Pittsburgh.

We have begun to make friends and have hosted a few dinner parties. We certainly miss our friends, oh how we miss them, but we are working on our friendless state.

Robert is really enjoying his new job. There is definitely more stress involved, but he is handling it like a champ! Some days he is able to work from home and that has been an extra nice bonus. I see him a LOT more now then I did when we lived in the 'Burgh, and I will tell you a secret, I really really like him!

I am still working on a WV real estate license. I had to retake 90 hours of education AND the ridiculously hard test all over again! Grrrr!!!!! I should know Monday or Tuesday if I passed the test and can begin my real estate career. Fingers crossed!

Monday, July 19, 2010

New Blog

HELLO!

I have a new blog for real estate

horneonhomes.blogspot.com


I am going to have guest contributors and it is going to be the real "real estate" no sugar coating. :) Become a follower.... PLEASE!

Thursday, July 8, 2010

Charleston, WV

I realized after my last post I never told you guys that we were moving!

YAY! kind of. Remember when I told you they took the West Virginia job away from us? Fast forward a month or so. Bert had gone on more interviews, our house sold in one day and I was becoming more and more stressed. In our relationship we had decided that no major decision should be made unless beer or martinis or wine were involved. So as we saddled up to our favorite watering hole, we talked. And talked and talked.

We came to the decision that we were done looking for jobs outside of Pittsburgh. We fell in love with a house in a different section of Pittsburgh and we were going to have Bill rehab the house. We called Bill to come down and give us an estimate of costs and a time frame. We agreed that we would write up and offer the following day. (This was Tues)

The next morning I began to prepare the agreement of sale and I get a text from Bert - "Bob just called and asked if I was still interesting in the WV job". WHAT?! But we already decided we weren't moving?! But, when the fates throw something your way you shouldn't say no. So, on Thursday he interviewed with the big boss. By Friday he was offered the job! Like for real offered the job, not like last time. And we had about a month to find a new place to live and prepare ourselves for the idea of a new state move.

The following weekend we drove down to Charleston, WV with the intent of finding an apartment. Here is the kicker - once you own a home it is hard to go back to a rental apartment. AND, having a dog and a cat makes that process so much harder. We were going to pay more for an apartment then a mortgage. SO, we decided to buy a townhouse. We tend to make decisions quickly. We liked the community, we liked that they have a pool and a community center. I liked that it was brand new construction, I would be the first to run the dishwasher and the oven! I LOVE that the laundry is on the first floor as is our master suite. We have three bedrooms and 2.5 baths! Now all we need are friends to have over for dinner.... wanna come visit?

He started his new job on July 1st. Crazy whirl-wind of crazy, that is the only way I can describe the past month!

Homeless

AAAAAAAAAAHHHHHHHHH!!!!!!!!!!

We sold our house in Pittsburgh 2 weeks ago tomorrow. We were suppose to close on our new home in Charleston, WV 2 weeks ago tomorrow. Guess what we didn't do 2 weeks ago tomorrow? That is right - close on our house in WV. We are homeless. Why are we homeless? Because the mortgage industry is a pain in the ass. Since the housing crash a few years ago the mortgage industry has become almost impossible. Our file has been to underwriting (aka the black hole of real estate) twice. This morning the file was sent back because they don't like the tax return the IRS gave us, they want a different one. How do you get a different form from the IRS?! I have no idea, nor does my agent and our loan processor hasn't told us either. OMFG!

My Hubby is living in a hotel, I am living with my brother-in-law and our items are living in our house that we would really like to purchase soon. We are living out of suitcases and people genorosity. I am trying hard to be patient and not cry or drink before noon.

Here is the list of things I want right now -
1. To sleep with my huband
2. In our home
3. With boxes unpacked
4. After making homemade pizza and salad
5. Eating dinner on our dining room table
6. Making new friends with good food
7. Work, I am ready to get my business started in WV, can't do that without living there.
8. I want to not cringe everytime I get an email
9. Sleep with my Hubby
10. Not worry about being fully clothed when leaving the bedroom

aaaaaaaahhhhhh!!

Thursday, May 6, 2010

Showing it off

A few weeks ago I bought a new shirt. I didn't bother to try it on, I liked the color, I liked the length, so why bother? Oh my! My "girls" are on show in this shirt! As I put the shirt on this morning I layered it with another shirt that covers everything, and I thought to myself - holy crap media you have gotten all women to believe we are suppose to show off the goods!

Now, don't get me wrong, there is nothing sexier then being on a date with my hubby and showing him the cleavage and what he is going to have for dessert, but during the day? During working hours? I am a real estate agent my working day is everyday all day long, I don't need to be showing those kind of goods!

I find nothing wrong with the females who can/want to show off the goods, but do not make me feel bad about (media)! I was thinking as I layered this morning - why can't you be comfortable enough with your body to show these girlies off? Then my rational side said - WTF?! You are comfortable, you walk around your home naked all the time, you wear form fitting dresses! Hell NO you didn't just try to make yourself bad for not going with the "norm".

So beside us women fighting with the idea that we won't look like any star from any tv show, because our bodies aren't built that way, we also now have to contend with thinking we need show more. There is something wrong with us for dressing appropriately, for covering up. Trust me, I am all about- do what you want, I am not judging. But me not judging has a clause for myself. And I am a little over that clause. I am going to be 29 soon and it is about damn time that I be ok with not going with the norm. If you knew me in middle/high school you know I wasn't for the norm. Not in a goth way, in a way that I did what I wanted and didn't care what you thought. ( I wore Hawaiian shirts for most of my senior year). I am still like that but I catch myself chastising myself for not showing the goods more. Hell NO media, you are not winning this girl over!

Wednesday, May 5, 2010

Stress

It has been a few stressful weeks here at the Horne front. And I have to remember if I am stressed Bert is really really stressed. It has to due with - his job, where we could move to, our house selling, waiting and waiting and waiting. Honestly, that is what the stress is about, the waiting! It has been over three weeks of WAITING. BLAH! BLAH!

Bert has been trying to get a job with his company in outside business sales, which would be more like real estate but way better potential for him. We have applied all over the country (including Hawaii) Excluding (very cold weather states and those with lots of tornadoes). We have had pre-interviews, interviews and WAITING with places in OH,PA,WV and now VA calling and asking if we would be willing to move. Why would we apply if we weren't willing?

We keep looking at houses here in the 'Burgh and have it narrowed down just in case we get the job here.

Here is the deal - I hate not being able to plan! And I keep forgetting how stressed Bert has to be?! He is the one that is being turned down and is waiting to see if his career will go further. We have been rejected a few times for the following reason - he doesn't have outside business experience. WHAT?! Did they not look at his resume? And the thing is - he would ROCK at outside sales. If you know Bert you know how awesome he is with strangers, how professional he is, and just likable.

So for now I keep working and we keep waiting and we keep being super supportive even though we are so stressed.

Wednesday, April 28, 2010

Things we are good at

Being in a forever relationship has given me a new perspective on how I deal with things and how Bert deals with things, as well as, what we are good at.

1. I am very good at selling Real Estate, while Bert is super duper good at selling Verizon Wireless.
2. I am very good at cleaning up after a very sick dog, while Bert is not good at all good and runs to the other room (while gagging).
3. Bert is extremely good at having a company lower our bills. Me - not so much. I will try and have it lowered a little but he can have it lowered a LOT.
4. Bert is super awesome at letting things slide of his back. If someone yells at him, he just rolls with it. If someone yelled at me I would cry and never speak to them again.
5. I am good at grocery shopping, Bert is good he just spends more.

Also, last week was a CRAZY stressful week in the Horne household. Bert has been trying for a new job here in the 'Burgh for 6 months now and hasn't gotten past the interview. BUT, two weeks ago he had a call from a manager in West Virginia, you read right WEST VIRGINIA!!! asking him to interview.

Now moving to west virginia, throws all of our plans out of the window. But we agreed that he needed to interview. SO, as he is preparing for the interview I am preparing for our house to go on the market. Last Thursday everyone knew, including Bert, that he would be offered the position in "forever far awayville". How did I handle the stress of having to - market and sell our house in the 'Burgh, find a new place to live in yuckyville, move Bert, wrap up business here, retake a real estate exam, find a company to work for, move me, learn a new territory....? I cleaned, cleaned like a mad women, cleaned like I have never cleaned before. I also painted everything that needed painted in our house and began to stage....ugh. Bert watched tv and asked if he could help :)

To make a long post longer - last Friday rolled around and between 530pm on Thursday and 8am Friday the job had been taken off the market. The big dog of that area decided not to fill the position and we are still here in the 'Burgh, WITH an interview for a position Bert wanted to begin with.

PHEW! I say PHEW!

And that is how Bert and I differ on lots of things.

Friday, April 16, 2010

Food Update

So far this week we have spent -
32.76
This includes two dinner parties and a stop at the expensive grocery store for milk and eggs!

Total Balance so far
61.04

We have 38.96 left for the month....hmmm...are we going to make it! eeek!!

Wednesday, April 7, 2010

$100 challenge

Nothing makes my stomach hurt more then throwing food away. I find myself every week throwing something away that we should have eaten, but were to lazy or forgot about it. I really, really want to go on an 8 day island hopping adventure to Greece in September. With that in mind I have started to initiated cut backs. Nothing drastic, nothing too intense. Just little things each month that in the end saves us money and get me what I want.

Last month we decided to cut way back on our eating out and our cleaning lady fired us, so we have been cleaning it ourselves (saves us $150 a month) This month I re-negotiated a better deal with our cable provider (savings of about $70) and we have started the $100 challenge. I bet Bert that I could spend just $100 for the entire month of groceries. This does not include eating out or wine, just food. It helps that I have a stocked pantry and my parents arrived last month with some red meat for Bert, (they think he is starving because we don't eat red meat that often)

The challenge started today - Grocery bill $28.28
I have made the following food
- Black Bean Burgers
- Turkey Tacos
- Guacamole

My mother thinks I'm crazy, Bert thinks it can't be done.... I am set to prove them all wrong :)

P.S. I will be doing all the shopping this month, Bert doesn't look at prices!

Monday, April 5, 2010

How to convince the hubby to try this

I love this website - progressivepioneer.com

I love the receipes, the posts, the greenness of her page.

Today she posted about making our own toothpaste. Below is the website with directions. http://lusaorganics.typepad.com/clean/2010/02/natural-toothpaste-tutorial.html

Bert is not the greenest person I know, or the most willing to try new things, BUT I really really want to try this, and it could save us money, then we could go to GREECE faster... how should I approach this with him??

Update

HE AGREED!!

Bert thought it would be a great idea to not have cable. SO, I called the company this morning and found out it would be cheaper for us to keep our cable (albeit a watered down version). We have our internet and phone through them, and I need the internet to work and we have our phone for our security system. BUT, we still are saving around $100 and that was the point to begin with.

Friday, April 2, 2010

Radical Idea

As we know, my husband is a mizer (sp?). His new idea for us to save money, aka - put more money in his retirment fund, is to: trade in his pratically new car to buy a newer car for me (in cash) and then he would take my car, thus eliminating the car payment he has. I say...blah. He works too hard to not have a nice car. I love my car. I have had her since grad school and she works just fine! Except when I have a large client or a tall client, but so far no one has complained.

SO, while cleaning out our backyard today I came up with a GREAT idea for us to cut back - cancel our cable.

WOO-WHAT?!?! No Cable?! What would we do all day? Below is the list that I have made to compensate for no cable....
1. We have netflix and in the summer there is nothing new on tv. If it is raining outside we can always use our netflix. It streams right into our tv from our internet.
2. Garden. We were really bad at that last year! Thankfully Bill came over a lot to garden for us, or make us garden. I want a veggie garden anyway and it isn't going to weed itself.
3. Playing tennis, walking the dog, biking the trails...endless things to do OUTSIDE, in the SUNSHINE, that are FREE.
4. Boardgames, dinner parties, bonfires in our backyard....

There would be plenty for us to do, and it would save us so much! The monthly bill for our cable is over $200 (that includes the internet and a landline) I would think we could save at least $100 dollars a month by not having cable.

Wish me luck in proposing this to Bert, who LOVES his tv :)

Saturday, March 13, 2010

Books

I decided this year that I would read more. Less tv, more read. It has helped that we have a netbook and hubby can netflix "Lost" til he falls asleep and I can read, all in one bed! So far here is a list of books that I have read this year -

1. A Thousand Splendid Suns - Khaled Hosseini - I liked this book. I felt connected to the characters and though there was a nice development. I remember being a teenager and feeling helpless over the plight of women in Afghanastian, and that helplessness was refueled with this book.

2. Memory Keepers Daughter - Kim Edwards - Blah, blah, blah. I have never been so happy for a book to end. It was just contrite and uninteresting. I felt no feelings towards the characters or their plights. I even skipped the last page.

3. The Good Wife - Stewart O'Nan - An interesting book. I wouldn't read it again. It was the every day life of the characters, no real climax, no real end.

4. The time of the uprooted -Elie Wiesel - Holly Moses, this is a hard book. I have been out of the academic world too long to grasp this book. It wasn't a book I could read right before going to bed, or after a glass of wine.

5. Remember us : my journey from the shtetl through the Holocaust - Martin Small - I cried and cried. It was a beautiful book and it was nice to have the author skip over the brutality he (and everyone else) endured. It was more about the human spirit and a remembrance of his family and his life. Highly recommended!

6. Daphne : a novel - Justine Picardie - A good book. I like how the author wove the characters and different time periods together. Wasn't a huge fan of the characters, but that is because I view them as whiny women, and I hate whiny women.


Currently on my nightstand
Confessions of an Ugly Stepsister - Gregory Maguire.

New Map


visited 33 states (66%)
Create your own visited map of The United States

It's How We Roll

In the Horne household there are certain chores that we HATE to do. Sometimes they are not done until our lovely and wonderful and perfect Tammi comes to make our castle sparkle. But, because we have to be adults (sometimes) we have a system that divides the chores evenly...




That is how adults make decisions in our house! Luckily, I win most of the time. Here is a list of items that are on the rock,paper,scissors game board

1. Cleaning the kitty box (we are trying to house break her like we did our other cat)
2. Bringing the sheets up stairs at 11pm so we can make the bed
3. Cleaning the kitty box
4. cleaning the kitty box

Thursday, February 11, 2010

Reason 1,543 why I love my husband

While watching tv I asked dear Hubby if he would like me to look like a particular thin actress. His response - "I just want you to look like you." aaawwww!

Thursday, January 21, 2010

A Christmas Story

This story is a wee-bit late:

As we all know Bert and I eloped. One day just woke up and got married. It was actually planned a lot longer then that, since it is so freakin' time consuming to get married in Pa, but anyway. So with an elopment came "bump watch '09"

Bert thought it would be funny for me to get a little fake pregnancy belly. You know that stage between "is she getting fat" or "is she preggo". hehehe, we did not do that, it would have killed his mother.

SO, I haven't been drinking in front of his family since this elopment, why, more then likely I was nursing a hangover from the night before. On Christmas Eve we were at the BIL *funny because his name is Bill* and I was drinking water. THEN!! The MIL comes into the kitchen and starts to stare at my belly and then smiles at me....I promptly drank a few glasses of wine in front of her, and promised myself more spinning classes in the very near future.